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A 13-week cash forecast built from your P&L and budget.

Emery turns the live P&L, your budget, purchase orders, bills and payroll into one weekly cash view. You can see the plan is fundable before the money moves, and act early when it isn't.

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The 13-week view

Every week, every dollar, from today to next quarter.

One screen shows where cash is today, where it will be on Sunday, and where it lands in 13 weeks, with the receipts and payments that get it there.

13-week cash · All regions · USD · Base caseCash positive across the horizon
Cash today$107,000Banked as of today
End of this week$117,500Forecast for Sunday
Projected in 13 weeks$1,288,500+$1,226,500 over 13 weeks
13-week income$2,598,500Avg $199,885 a week
13-week costs$1,372,000Avg $105,538 a week
Lowest week$117,500Week of 5 Oct
Closing cash balanceStart $62.0k → end $1.29M
$0$500k$1M$1.5Mtoday $1.29M 5 Oct19 Oct2 Nov16 Nov30 Nov14 Dec28 DecWeek of 5 Oct: closing $117,500Week of 12 Oct: closing $163,000Week of 19 Oct: closing $256,000Week of 26 Oct: closing $160,000Week of 2 Nov: closing $402,500Week of 9 Nov: closing $876,500Week of 16 Nov: closing $1,113,500Week of 23 Nov: closing $951,500Week of 30 Nov: closing $1,084,000Week of 7 Dec: closing $1,218,000Week of 14 Dec: closing $1,326,500Week of 21 Dec: closing $1,398,500Week of 28 Dec: closing $1,288,500
Receipts and paymentsReceipts · avg $199.9k/wkPayments · avg $105.5k/wk
$0$200k$400k$600kWeek of 5 Oct: receipts $71,000Week of 5 Oct: payments $15,500Week of 12 Oct: receipts $152,500Week of 12 Oct: payments $107,000Week of 19 Oct: receipts $149,000Week of 19 Oct: payments $56,000Week of 26 Oct: receipts $167,000Week of 26 Oct: payments $263,000Week of 2 Nov: receipts $278,000Week of 2 Nov: payments $35,500Week of 9 Nov: receipts $491,000Week of 9 Nov: payments $17,000Week of 16 Nov: receipts $278,000Week of 16 Nov: payments $41,000Week of 23 Nov: receipts $278,000Week of 23 Nov: payments $440,000Week of 30 Nov: receipts $167,000Week of 30 Nov: payments $34,500Week of 7 Dec: receipts $149,000Week of 7 Dec: payments $15,000Week of 14 Dec: receipts $149,000Week of 14 Dec: payments $40,500Week of 21 Dec: receipts $149,000Week of 21 Dec: payments $77,000Week of 28 Dec: receipts $120,000Week of 28 Dec: payments $230,0005 Oct19 Oct2 Nov16 Nov30 Nov14 Dec28 Dec
Weekly forecastCell source: ActualCommittedProjectedBudget
Week of5 OctThis week12 Oct19 Oct26 Oct2 Nov9 Nov16 Nov23 Nov30 Nov7 Dec14 Dec21 Dec28 Dec
Starting cash$62,000$117,500$163,000$256,000$160,000$402,500$876,500$1,113,500$951,500$1,084,000$1,218,000$1,326,500$1,398,500
Income$71,000$152,500$149,000$167,000$278,000$491,000$278,000$278,000$167,000$149,000$149,000$149,000$120,000
Costs−$15,500−$107,000−$56,000−$263,000−$35,500−$17,000−$41,000−$440,000−$34,500−$15,000−$40,500−$77,000−$230,000
Net cash movement$55,500$45,500$93,000−$96,000$242,500$474,000$237,000−$162,000$132,500$134,000$108,500$72,000−$110,000
Ending cash$117,500$163,000$256,000$160,000$402,500$876,500$1,113,500$951,500$1,084,000$1,218,000$1,326,500$1,398,500$1,288,500

Example figures for illustration.

How it works

From P&L to budget to cash, in five steps.

Each layer of the forecast has a source you can trace, colour-coded in the table. That's what lets finance, operations and the board trust it.

1Live P&L

Start from the profit you are actually making

Sales, landed cost, freight, fees and overheads from every order and the ledger, refreshed daily. The same numbers as your operating P&L.

2Budget

Fill the future with the plan

Your budget cascades by month, channel and customer. Where actuals haven't landed yet, the budget fills the week, so the forecast always reaches 13 weeks.

3Committed

Turn profit into cash timing

Customer and marketplace payment terms, supplier terms, PO deposits and balances, payroll, rent and sales tax put each dollar in the week it actually moves.

4Actual

Lock it to the bank

This week's bank feeds replace the forecast as money lands. The opening balance ties to your accounts every morning, so the base is never a guess.

5Scenarios

Test the plan and act early

Switch between base and downside cases, drag a payable to another week, and get told when cash dips below your floor, with the fixes ranked.

P&LAre we profitable?

Live operating P&L, reconciled to the ledger.

BudgetAre we on plan?

Pacing by channel and customer, inside the month.

CashCan we fund it?

13 weeks of cash with every commitment on it.

TogetherConfidence the plan will execute.

One set of numbers for finance, operations and the board.

Built for the way finance works

The details that make it usable every week.

Scenarios and plan versions

Base case, downside and saved plan versions, side by side.

Every region, one currency

AU and US entities, weekly or monthly, converted to USD.

Shared accounts handled

A notional cash ledger splits a shared bank account across brands.

Credit cards and net position

Cards owing come off cash, so you see the real position.

Edit in the cell

Click any cell to adjust it and the balance updates through the 13 weeks.

Download for the board

Export the forecast for your lender, board or accountant.

Decision-ready before your first coffee

Run the month,
not just review it.

See Emery on your own numbers. We'll connect your ledger, your stores and your warehouse, and show you where the profit goes.

See how it works

We reply within one business day. Your details are used only to arrange the demo.